� Chief Director of Bank Sulut, Jeffry Wurangian asked all employees to keep this regional�bank and don�t mess bank who has able to give livelihood including toward Sulut and�Gorontalo and Gorontalo.��Water in the well shouldn�t be messed by ourselves, because we�re finally drunk that water�instead should be kept its cleanness for a better livelihood� said Chief Director of Bank�Sulut, Jeffry Wurangian in front of hundreds Bank Sulut�s employees with their families�who attended the Christmas and New Year Open House at his residence CitraLand Housing�Manado, Sunday. Jeffry said, with the current progress, then Bank Sulut not only able to develop Sulut and�Gorontalo region, but also able to bring welfare for all employees. The result of employees� work hard gets reward, therefore in 2011 should work hard to�achieve a better progress than last year,� Jeffry said.�Jeffry then said, workhard outcome of all Bank Sulut�s components, then this regional�Bank until the end of December 2010 was able to achieve asset growth amounted Rp 4,36�trillion or remained 23,8 percent from the launched 5 trillion target to be pursued entering 50�anniversary of this regional bank on the coming up June 2011. Achievement of total asset Rp.4,36 trillion, then optimistic on June 2011 later, Bank�Sulut will be able to exceed the Rp 5 trillion launched target for the purpose of driving the�development of this bank as regional champion�said Bank Sulut Chief Director, Jeffry�Wurangian on the Christmas and New Year Open House at his residence CitraLand Housing�Manado, Sunday. Jeffry said, such growth asset achieved because of hard work from all employees and Board�of Directors of Bank Sulut who holding hands without tired, keep on trying to achieve�development in the year 2010 that just left. �I hope what we have achieved in the year 2010 keep on maintained even developed one step�ahead, and this will be achieved if all employees of Bank Sulut tight the spirit of brotherhood�and sisterhood and keep on working to achieve maximum outcome,�said Jeffry. Bank Sulut�s positive development also in line with the trust of society seen on third party�mobilising fund which penetrated Rp 3 trillion, at once made this regional bank one of the�biggest bank in Sulut. Among the pride of performances from the journey of this regional bank, Jeffry said,�especially loan interest rate which can be significantly decreased from previously around 19-20 percent to the position of only 9,75 percent up to 12% currently. Although loan interset rate decreased succesfully for almost two fold but it didn�t affect on�profit even until the end of the year 2010 seemed to increase by net profit Rp.98 billion and�gross above Rp 100 billion,� Jeffry said. Meanwhile, percentage of biaya operasi berbanding pendapatan operasi atau BOPO Jeffry�said was succesfully pushed to become only 79,8% or below 81% as a maximum limit of�Bank Indonesia. The decreasing BOPO to 79,8% signified that all employess of Bank Sulut able to increase�efficiency and optimising in terms of cost, so that although profit increased but cost can be�pushed,� Jeffry said. Percentage of Return of Equity (ROE) which become the performance standard of Bank�Sulut to the shareholders, Jeffry said was in the pride figure reaching 30,25 percent, far�beyond the applied interest rate. �� By the high ROE, signified that Bank Sulut become one of the banks in giving big profit,�therefore very profitable in adding capital by the shareholders,� Jeffry said. �